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Transfer duty in Queensland with the home concession, the first home concession and the nil duty on new homes for first home buyers applied where they fit.
Live calculation — results update instantly as you change inputs.
| Dutiable value | Duty |
|---|---|
| Not more than $350,000 | $1.00 per $100 (home concession rate) |
| $350,001 – $540,000 | $3,500 plus $3.50 per $100 over $350,000 |
| $540,001 – $1,000,000 | $10,150 plus $4.50 per $100 over $540,000 |
| Over $1,000,000 | $30,850 plus $5.75 per $100 over $1,000,000 |
These are the home concession rates for a buyer who will live in the property. Investors pay the standard rates, which start at $1.50 per $100 above $5,000 and reach $17,325 plus $4.50 per $100 at $540,000. Foreign acquirers pay an additional 8 per cent. Source: Queensland Revenue Office, verified November 2026.
The table below applies the first home concession to the prices first home buyers in Queensland most often ask about. The calculator above does the same for any price.
| Purchase price | Home concession duty (any owner-occupier) | Eligible first home buyer, established home |
|---|---|---|
| $550,000 | $10,600 | Nil |
| $700,000 | $17,350 | Nil |
| $730,000 | $18,700 | $6,555 |
| $760,000 | $20,050 | $13,110 |
| $795,000 | $21,625 | $19,890 |
| $850,000 | $24,100 | $24,100 |
| $1,000,000 | $30,850 | $30,850 |
The rules behind these figures, the residence requirement and the cases where the concession is lost are set out on first home buyer stamp duty concessions in Queensland.
Not on a new home: for contracts from 1 May 2025 the first home (new home) concession reduces duty to nil at any price. On an established home there is no duty to $700,000, a tapering concession to $800,000, and the home concession rate above that.
The home concession is for anyone buying a home to live in and lowers the rate on the first $350,000. The first home concession is an additional deduction for eligible first home buyers of an established home valued under $800,000, calculated on top of the home concession.
For a new home or vacant land, no. For an established home the first home concession ends at $800,000, but the home concession still applies above it.
Renting the whole home within the first year reduces the concession in proportion to the days not lived in, and the shortfall becomes payable. Taking in a boarder while you live there is treated differently; QRO publishes the rules.
For contracts entered into from 1 August 2026, yes: all buyers must be Australian citizens, permanent residents or specified foreign retirees to claim a home, first home or first home vacant land concession.
Yes, for eligible new-home contracts signed from 1 July 2026, under its own conditions. It is separate from the duty concession.
Duty is one of four upfront costs, and the lender's assessment of your borrowing power is a separate test from any concession. A short conversation is usually enough to see where a purchase at your price would land on both.
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