Applicants
Applicant 1 — Income
$
$
$
Applicant 2 — Income
$
$
$
Existing Liabilities
$
$
$
$
Monthly Living Expenses
$
Pre-filled using the HEM benchmark for your household type. Override freely — banks use the higher of your declared expenses or HEM.
Loan Details
%
yrs
%
Note: This is an estimate only. Actual bank assessments vary by lender and consider additional factors including employment type, credit history, and individual policy. Credit cards are assessed at 3.8% of the total limit per month. HECS/HELP repayments are estimated at 4% of gross income.
Enter your income and financial details, then press Calculate Borrowing Capacity to see your estimate.